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Business & Stocks Google News Business (Hindi) • Oct 08, 2026

Bajaj Finance Hikes Fixed Deposit Interest Rates Amidst RBI Repo Rate Outlook

💡 Key Takeaways

•Bajaj Finance increases FD interest rates for retail and senior citizens.
•RBI expected to hike repo rate by 0.50% in December to combat inflation.
•Real estate sector faces potential pressure on home loan EMIs.

NEW DELHI [NCRBuzz Wire] — ### Bajaj Finance Adjusts FD Yields

**Bajaj Finance has revised its interest rate structure for Fixed Deposits, offering higher yields to attract retail capital.** This strategic adjustment is designed to align with the current interest rate environment where liquidity demand is high. Senior citizens continue to receive preferential rates, typically 0.25% to 0.50% higher than standard retail rates.

### Market Outlook and RBI Policy

**Financial analysts project that the RBI may increase the repo rate by 50 basis points in December to curb inflationary trends.** SBI research reports suggest that global economic headwinds may necessitate a tighter monetary policy. The following table outlines the current market pressure points:

| Metric / Aspect | Impact / Projection |

|---|---|

| Bajaj Finance FD Rates | Upward Revision |

| Projected RBI Repo Hike | 0.50% (December) |

| Real Estate Sector | Increased EMI Pressure |

| Senior Citizen Benefit | Premium Rates Applied |

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🏛️ Background Context

The current interest rate cycle is driven by global inflationary pressures and the RBI's mandate to maintain price stability. Historically, when the repo rate rises, banks and NBFCs increase FD rates to attract deposits, while simultaneously raising lending rates, which impacts the affordability of real estate and consumer loans.

💡 Citizen & Commuter Quick Explainer (FAQ)

Q1: Will my existing FD interest rate change?

No, existing Fixed Deposits are locked at the rate agreed upon at the time of booking; the new rates apply only to new deposits or renewals.

Q2: How does an RBI repo rate hike affect me?

A repo rate hike typically leads to higher interest rates on both savings/FDs and loans, meaning your home loan EMI may increase if you have a floating rate loan.

Q3: Are senior citizens eligible for higher rates?

Yes, Bajaj Finance and most financial institutions offer an additional interest rate premium, usually ranging from 0.25% to 0.50%, for senior citizens.

Verified Wires: Google News Business (Hindi) Original Wire Dispatch ↗

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