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Business & Stocks Google News Business (Hindi) • Oct 10, 2026

BAJAJ FINANCE Hikes Fixed Deposit Interest Rates Up to 7.85% Across 36-to-60 Month Tenures Effective October 11

💡 Key Takeaways

•BAJAJ FINANCE hiked FD rates up to 7.85% for 36-to-60 month tenures.
•The revised interest rate structure officially takes effect from October 11.
•Senior citizens continue to receive additional rate benefits over standard retail depositors.

NEW DELHI [NCRBuzz Wire] — ### BAJAJ FINANCE Revises FD Yields Up to 7.85%

**BAJAJ FINANCE has officially revised its fixed deposit interest rate framework, offering a maximum yield of 7.85% on tenure blocks spanning 36 to 60 months effective October 11.** The upward revision positions the non-banking financial company (NBFC) competitively against traditional scheduled commercial banks currently navigating tight liquidity cycles and shifting credit-deposit ratios.

### Yield Metrics and Tenure Breakdown

**Investors allocating capital to medium-term fixed-income products can secure competitive annualized returns under the updated rate matrix.** Financial analysts tracking retail debt instruments note that tenure optimization plays a crucial role in maximizing real yields after factoring in prevailing retail inflation indices.

| Metric / Aspect | Details |

|---|---|

| Institution Name | BAJAJ FINANCE |

| Maximum Interest Rate | Up to 7.85% |

| Applicable Tenures | 36 to 60 Months |

| Effective Date | October 11 |

| Target Demographic | Retail Investors & Senior Citizens |

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🏛️ Background Context

Retail fixed deposits remain a primary fixed-income allocation choice for risk-averse Indian households navigating shifting macroeconomic interest rate cycles managed by the RBI. Non-banking financial companies (NBFCs) frequently calibrate deposit rates to maintain robust asset-liability management (ALM) profiles and secure retail liquidity.

💡 Citizen & Commuter Quick Explainer (FAQ)

Q1: What is the maximum interest rate offered by BAJAJ FINANCE on FDs?

BAJAJ FINANCE is offering a maximum interest rate of up to 7.85% on select medium-term fixed deposits.

Q2: Which tenure brackets qualify for the highest revised FD interest rates?

The highest revised interest rates are applicable to fixed deposits with tenures ranging from 36 to 60 months.

Q3: When did the revised fixed deposit interest rates come into effect?

The newly revised fixed deposit interest rate structure officially came into effect starting October 11.

Verified Wires: Google News Business (Hindi) Original Wire Dispatch ↗

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